Business + Finance + Law

3 Alternative Ways to Invest Your Money

With the banks threatening to start charging us for accessing our own money it seems ever more appealing to start keeping our hard-earned money under the mattress, but we all know that this isn’t wise! If you have some savings and don’t fancy your chances of the bank giving you much return on your savings, have you thought about alternative ways to invest your money? Looking for a way to diversify your savings is one way to focus your finances. Here are 3 options open to you, that will make good your savings. 


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You may fancy yourself as an art fancier, so perhaps now is the time to take it one step further, but investing in art can seem a rather daunting process. Investing in art in order to resell at a later date and with an inflated price tag is high risk if you don’t know what you’re doing, but you can certainly lessen the risk by what is termed as ‘deco-lecting’. Deco-lecting is a wonderful hybrid of having art for decoration and as a collection. On your journey of discovery for one-off pieces you’ll find that your knowledge increases as to what is a good investment and what isn’t. You’ll find that many renowned artists have released unique samples of their work to the market as they try out new processes, and these are what you must seek. Collectors add value to their individual pieces by amassing multiples of similar works. 



Whether you know your pinot noir from your chardonnay or not, wine can be a great investment for the long-term. The key is not to trust your own palate, but rather research and seek advice. Thankfully, the Inland Revenue considers that wine is a wasting asset and so when you do sell it many years down the line, you won’t fall prey to capital gains tax. Much like anything of real value, your wine won’t be kept in your home if it’s to be kept at its best, but in luxury wine storage. Research thoroughly which wines are the ones to invest in, and Octavian Vaults provide much needed information about this alternative source of investment. 



If you’re unfamiliar with what is collectible and what is not, take time to research the final bid prices on sites such as eBay or even Christie’s. You’ll soon become familiar with the items that are likely to make you a profit. Identify which studios manufactured the most popular creations. Once your knowledge has been honed, it’s time to hit the charity shops and auction houses. You’ll be amazed at the number of inexpensive job lot auctions that are from house clearances that contain boxes of unwanted ceramics, and – who knows? – there may be an affordable ceramic lot that grabs your attention. You’ll no doubt find many treasures that can be resold with a little savvy marketing online. Single tea cups and saucer sets are often wanted to replace damaged ones, and although you may not get a sale on your first listing, it won’t take long to go. The recent trend for shabby-chic makes the sale of cups and saucer sets a sure winner.

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